Does Medicare Pay for Assisted Living?

May 18, 2023
Bill O’Leary, Esq.
Asset Protection, Elder Care, Elder Law, Long-Term Care Planning, Uncategorized

Does Medicare Pay for Assisted Living? Does Medicare Pay for Assisted Living? A Comprehensive Guide to Coverage. Many seniors and their families believe Medicare will cover the costs of assisted living. However, this isn’t entirely true. While Medicare pays for…

Medicare Will Now Cover Medically Necessary Dental Care

April 20, 2023
Bill O’Leary, Esq.
Elder Care, Elder Law, Long-Term Care Planning

Medicare Will Now Cover Medically Necessary Dental Care Medicare Will Now Cover Medically Necessary Dental Care. In November 2022, the Centers for Medicare and Medicaid Services (CMS) announced that Medicare coverage will be expanded to include medically necessary dental services.…

How Medicaid And Medicare Fit Into Planning For Long-Term Care

How Medicaid And Medicare Fit Into Planning For Long-Term Care How Medicaid And Medicare Fit Into Planning For Long-Term Care. Beginning this year, workers in Washington state must pay 58 cents of every $100 they earn into the Washington…

Medicare Premiums to Increase Dramatically in 2022

December 7, 2021
Bill O’Leary, Esq.
Elder Care, Elder Law, Estate Planning, Long-Term Care Planning

Medicare Premiums to Increase Dramatically in 2022 Medicare premiums are rising sharply next year, cutting into the large Social Security cost-of-living increase. The basic monthly premium will jump 15.5 percent, or $21.60, from $148.50 to $170.10 a month. The Centers…

Am I a Senior Citizen?

There is no clearly defined age when you become a senior citizen. Some people might consider themselves seniors when they retire from the workplace, sign up for Social Security or begin to spend their retirement savings, but others aren't ready to call themselves a senior citizen yet.

What Is a Conservatorship?

February 16, 2021
Bill O’Leary, Esq.
Asset Protection, Elder Care, Elder Law, Estate Planning, Guardianship, Power of Attorney

When an individual cannot make important decisions for himself or herself, a judge appoints someone called the conservator or guardian to make decisions. The conservator has the legal backing of the court in all decisions, including finances, medical and personal care.

How Does Family Pay for Parents’ Care?

January 25, 2021
Bill O’Leary, Esq.
Elder Care, Elder Law, Estate Planning, Long-Term Care Planning, Power of Attorney, Probate and Estate/Trust Administration

More than 53 million Americans are unpaid caregivers for family members. The majority are women—often, an adult daughter who lives closest to an aging parent starts out helping with daily activities. As the parent/care recipient requires more assistance, the daughter cuts back on work hours– risking her own financial security.

Have Your Parents Planned Carefully for Retirement?

January 22, 2021
Bill O’Leary, Esq.
Asset Protection, Elder Care, Elder Law, Estate Planning, Life Insurance, Long-Term Care Planning, Probate and Estate/Trust Administration

According to Pew Research, roughly 13 percent of self-employed workers in single-person firms reported participating in retirement plans at their current jobs, compared to almost three-quarters of traditional workers.

What’s the Difference Between Nursing Homes and Assisted Living?

December 7, 2020
Bill O’Leary, Esq.
Elder Care, Elder Law, Estate Planning, Guardianship, Long-Term Care Planning, Power of Attorney, Probate and Estate/Trust Administration

The time may come when your elderly mother, father or other loved one cannot fully care for himself or herself. The adult children may not have the time or resources to ensure their relative’s health and safety. At that point, it may be time for him or her to move into a residential facility that can provide the care and services needed.

When Medicare Choices Get Crazy, Many Seniors Avert Their Eyes

November 20, 2020
Bill O’Leary, Esq.
Asset Protection, Elder Care, Elder Law, Estate Planning, Probate and Estate/Trust Administration

When Medicare Choices Get Crazy, Many Seniors Avert Their Eyes When Medicare Choices Get Crazy, Many Seniors Avert Their Eyes. With the new year approaching, many seniors will be bombarded with messages about their Medicare coverage. These messages range from…